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Understanding OSHC: Essential Insurance for International Students in Australia

Imagine this: you've secured your place at a top Australian university, your bags are packed, and excitement fills the air. But hold on! Before you land Down Under, there's one crucial step – getting Overseas Student Health Cover (OSHC).

What is OSHC?

Think of OSHC as your healthcare safety net while studying in Australia. It's a type of private health insurance specifically designed for international students.  Having OSHC is mandatory to obtain a student visa.

Why is OSHC Important?

Australia boasts a world-class healthcare system, but unlike its citizens who benefit from Medicare (national health insurance), international students are not automatically covered.  Here's why OSHC is essential:

  • Peace of mind: Unexpected illnesses or accidents can happen. OSHC ensures you can access medical care without facing financial burdens.

  • Covers essential services: OSHC typically covers visits to general practitioners (GPs), a good portion of hospital treatments, ambulance services, and some medications.

  • Visa requirement: As mentioned earlier, OSHC is a mandatory requirement for your student visa application. Maintaining continuous OSHC throughout your studies is a visa condition.

Planning Your OSHC

There are a few registered OSHC providers in Australia, each offering various plans with different levels of coverage. Here's what to consider when choosing your OSHC:

  • Coverage details:  Carefully review what services are included in the plan (e.g., hospital stays, medications).

  • Cost comparison: OSHC plans vary in price.  Compare plans to find one that fits your budget.

  • Extras cover:  If you desire coverage for dental, optical, or physiotherapy, consider purchasing additional "extras" cover alongside your OSHC.

Invest in Your Wellbeing

Obtaining OSHC is not just a visa formality; it's an investment in your health and well-being while studying in Australia.  With OSHC, you can focus on your studies with peace of mind, knowing you're covered if unexpected medical needs arise.

So, before you embark on your exciting Australian student adventure, ensure you have your OSHC sorted. It's the key to unlocking a healthy and successful study experience Down Under!

Where to purchase OSHC

You can compare and purchase OSHC from

Feel free to contact us on 08 9221 8472 if you have any questions.

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